!Emerald Standard 1.1

Emerald Standard 1.1 "The Credit Update"

Credit tier effects

• Fee/tax multipliers by tier (if enabled)
• Open order limits / store listing limits by tier
• Orderbook credit tooltips
• Buyer/seller credit summary visible in orderbook context

Anti-abuse v2

• Velocity throttling + cooldowns
• Wash-trade graph heuristics across counterparties/alts
• Price anomaly detection

Treasury system

• Treasury ledger for fees/taxes/loan interest
• Reserve concepts and optional minting controls

Loan system foundations (treasury → players)

• unsecured/secured loans, collateral, repayment engine, late fees/grace, auto-debit attempts

Companies (WIP scaffolding)

• Create Ltd for 15 emeralds
• Directors + majority vote framework
• “Lender agency” / “Bank” flags as WIP