Protectcord

Fixed a startup NullPointerException on Velocity/Sponge: if the bundled default config.toml resource could not be loaded (e.g. missing/unreadable in the classpath) or the config file failed to load for any reason, the config object was left null and every settings getter crashed on first use. loadConfig() now falls back to the bundled default (or an empty config with safe defaults) instead of leaving config null, so the plugin can still start. Development/test build for verification before promotion to a stable release.